Funeral pre-planning is not an everyday conversation topic but it is an important planning process for all – young and young-at-heart. I would like to share with you my personal story that I hope you will be able to benefit from.
My Personal Story
My mum passed away unexpectedly. She just returned from an overseas trip and she was recovering from asthmatic attacks. It was a common occurence and we never though much of it. She lived with my elder brother, and she had a fall in the middle of the night and passed away peacefully. We received the devastating message while on the way to work and rushed to the hospital but she has passed on. No goodbye, no last messages.
The silver lining to the entire episode was that my mum has pre-planned her final journey with Nirvana Life Plan (formerly known as Funeral Service Package). In that time of shock and grief, we proceeded to call the Nirvana Service Advisor who made all the necessary arrangements. They gave us assurance that they will make the necessary arrangements and we will meet at Nirvana Sungai Besi for a discussion on what to expect and the next steps. If it was not pre-planned earlier, we would have to rush to find a caretaker and make financial decisions in a rush. We are grateful that mum have thought about funeral pre-arrangements so that we did not have to make difficult choices.
Many years on, this personal story and many others have inspired me to help others to consider pre-plan your own funeral arrangements – stating your final wish, chosing between burial or cremation, and to precisely detail down what you’d like.
Pre-Planning A Funeral: A Taboo?
Gone are the days when discussing about funeral pre-planning is a taboo. In fact, most elderly people keep some money aside as “funeral money”. The question is, whether that money is sufficient for today or future funeral service packages, with increasing prices and inflationary pressure. The last thing anyone would want is to place the responsibility of arranging and paying for a funeral on our loved ones. If you are curious about how much a Nirvana Life Plan funeral packages cost, you can check out a summary of the latest funeral package price here.
Whether you are a Buddhist, Taoist, Christian or Catholic, pre-planning your funeral is similar to writing a will and buying insurance. Nirvana has packages for the different religions and faiths – so you can be assured that your needs will be met.
Funeral Pre-Planning Benefits [For All Ages!]
The sooner you pre-plan, the easier and better it is for you and your family. Here are the benefits of funeral pre-plan:
Lock-in today’s prices
One of the key reasons people pre-plan early is to lock-in the prices. Inflation and rising cost will continuously push prices up. Purchasing a funeral arrangement package in advance gives you the ability to hedge against inflation, so you can have peace-of-mind about affordability when the time comes.
Easy financial planning with installment plan
Funeral services are all cash terms, and you will have to fork out a big lump sum if you have not pre-planned. With Nirvana Life Plan, you can pay in installments (subject to terms & conditions) so it is easier for you to plan. A monthly payment of RM300 is definitely more affordable than a lump sum of RM20,000. Plan early for your grandparents, parents, and yourself so that you can budget it in your expenses. When everyone is emotionally distraught over the loss of a loved one, the last thing you want to worry about is the financial burden associated with the funeral.
Professional bereavement services
If you are planning for your grandparents or parents, give them a dignified final journey with Nirvana funeral service package. Being in business for over 30 years, Nirvana prides itself as a professional bereavement service provider. When you purchase a Nirvana Life Plan package, you will be given a list of items that comes with each package, which is legally binding. There is no second guess or questions about purchasing a Nirvana funeral package. All payments are made direct to Nirvana Care, so you can have full assurance that you are dealing with a legitimate company.
Provide you and your loved ones with peace of mind, knowing that you have planned this final journey. Give your loved ones a chance to grief and heal during the challenging times, instead of worrying about paying for a funeral. Even if you are in your 30’s, 40’s or 50’s, this is the best time to start thinking about pre-paying for your final journey.
One of the key factors of pre-planning is knowing for sure what to expect when the eventual happens. Everything will be taken care of and pre-arranged ahead based on the options you have selected. You can decide on how, and what you want in your funeral. No one needs to make decisions during a funeral, such as what type of urn, cremate or burial, how much to spend, etc. Pre-planning remove unnecessary worry and headache during and after the event.
Celebration of Life
Planing ahead gives you and your family time to plan a meaningful funeral service. You can discuss the process with your family, plan our your options to fulfill your wishes and also meet the emotional needs of your family. Pre-planning is the first step for your bereaved loves ones to go on their individual grieving journey.
Best time to plan for end-of-life funeral plans
Death is inevitable. Make it easier for your loved ones. Many families are burdened with decision making before and during a funeral wake, leading to uneasiness, uncertainties, and sometimes even disagreement among family members. Let them know exactly what you wanted and what needs to be done. Once you have made a decision based on the options available, you can put your mind at rest. Do not wait to do this at later stages of your life as you will find it financially harder than when you were younger. Additionally, inflation and rising cost will make it more expensive. Begin early so you can easily budget it in your expenses when you still have an active income.
I am a strong believer of pre-planning, after witnessing many of such cases. Personally, I have planned both my funeral service and final resting place with Nirvana. It is my responsibility as a husband to not burden my wife, and to let her focus on remembering and healing. She will never need to worry about the financial aspects of a funeral or the stress during the difficult time. As a Nirvana Life Plan agent, my goal is to make people aware of the importance of pre-planning. It is my hope that you will explore the various options available (pre-plan funeral services, columbarium, or burial land) to you and I will be happy to explain it in detail. Just drop me a message in whatsapp here.
Nirvana Life Plan is a special gift of love for your loved ones – plan ahead for peace-of-mind today & tomorrow.